Mortgages

MORTGAGE PROGRAMS

Not every lender offers these programs, so call me. Depending on your need, whether a traditional FHA or VA loan, or your seeking a down payment assistance loan, I can point you in the right direction. Together we’ll see if we can help you achieve your goal of owning your home!

VA

100% Financing for Military Members

FHA

Minimum 3.5% required down, this is a government backed loan. Fees & Rates vary depending on purchase amount and credit.

CONVENTIONAL 

Minimum 5% required down. Fees & Rates vary depending on purchase amount and credit.But, if the down payment is hard, there are 100% Down payment programs still offered. Each program offers a full loan or a grant for the down payment and each has their own requirements. 

USDA

USDA Rural Housing Development programs offer minimal to zero down payment for qualified buyers and properties. Click here for more information.

HOUSEKEY

The state of Washington offers a government bond loan for down payment assistance to qualified buyers. Click here for more information.

CITY OF TACOMA HOUSING DEVELOPMENT

The City of Tacoma offers loans, down payment assistance, and rehabilitation loan programs to qualified buyers purchasing homes within the city limits of Tacoma. Click here for more information.

PIERCE COUNTY HOUSING PROGRAMS

Unincorporated areas in Pierce County offer down payment assistance, first time home-buyer and other loan programs to qualified buyers. Click here for more information